
The No Budget, Budget
The No Budget-Budget—sounds enticing, doesn’t it? And that it is. Just FYI, it’s just about everyone’s favorite except the people

Health • Wealth • A Brighter You
I’m Lorraine Allison Craig, and I believe – deeply – that health and wealth rise together. You cannot sustain one without strengthening the other, and neither can flourish without a confident mind and a steady heart.
I’m a steadfast optimist, and my greatest passion is helping women create positive change in both their inner and outer realms – mindset, wellbeing, purpose, and yes, their bodies and bank accounts.
For women ready to rise from the inside out
I’m a Certified Financial Planner® with an MBA in Finance, more than three decades in wealth and risk management, and a subject matter expert for the Certified Financial Planner Board of Standards®. I’m also a Certified Integrative Nutrition Health Coach, an internationally certified Kundalini Yoga Instructor, a Citizen of the Year and Volunteer of the Year honoree in two Oregon communities, and a 25th Silver Anniversary distinguished alumnus.
My undergraduate degree was in biology, and my first career was in immunology tissue‑culture medical research.
I’m a summa‑cum‑laude graduate of the school of hard knocks – someone who has lived the lessons I now teach.
Are you moving through life with a sense of wonder, or simply pushing forward on autopilot? Are your finances organized and abundant, or are you living paycheck to paycheck? Do you wake each morning determined to rise, or merely trying to make it through the day?
The term SHEconomy was coined in 2007, but today it’s more than a catchphrase—it’s a global shift. More single women own homes than single men. Women-owned businesses now represent nearly 40% of all U.S. companies. And despite cultural headwinds, McKinsey predicts that American women will control most of the nation’s $30 trillion in wealth by 2030. According to McKinsey, women are reshaping the way wealth is held, managed, and deployed across the United States and Europe.
However, the United Nations reports that 178 countries still maintain legal barriers that restrict women’s full economic participation. And still, women rise. As Serena Williams reminds us:
Have you ever thought about how you would access your important documents when faced with an unexpected crisis?
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The No Budget-Budget—sounds enticing, doesn’t it? And that it is. Just FYI, it’s just about everyone’s favorite except the people

This budget is a simple way to guide your spending within three main categories that align with your soul values.

The French know their cheese, but I think no cheese is better than Boursin. The ooey, gooey creaminess makes this